Market Commentary – What can investors do?
By Brian Jacobsen, Ph.D., CFA, CFP^®, Chief Portfolio Strategist

Now that we're well into 2013, it's tempting to generalize from the first three months of the year what the tone of the full year will be. But the most we can know is that there will continue to be changes.
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Spring cleanup: Tend to your retirement
As the weather begins to warm up, many people turn to their neglected gardens to prune and restore order to their flower beds. This is also a great time to do a spring cleanup on your portfolio, checking that you're staying on track for retirement and restoring order with your asset allocation.
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Assessing your readiness for retirement
How do you compare with our survey respondents when it comes to your retirement planning and goals?
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• January 2013
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