Mary and Steve, ages 44 and 45, want to
put their kids through college. Their kids,
Lisa, age 10, and Jeff, age 14, are bright kids
but probably won't qualify for scholarships.
Both Mary and Steve have great jobs; Steve
is a marketing executive and expects a
promotion soon, and Mary is a computer
programmer. They both invest 8% of their
salaries in 401(k) plans and receive a match
up to 6%.
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