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IRA Choices

An IRA is a program constructed specifically to help Americans invest for retirement. Investors have two primary choices for their IRA investments.

The traditional IRA provides tax-deferred growth and a possible tax deduction for some investors, and the Roth IRA has the potential to provide tax-free withdrawals of your investments, as well as tax-free growth.

Traditional and Roth IRAs aren't the only tools available to you – Rollover IRAs can help you protect your retirement plan savings when you're changing jobs, and spousal IRAs allow even non-working spouses to prepare for their futures.

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This Web site is accompanied by current prospectuses for Wells Fargo Advantage Funds®, an EdVestSM program description (PDF), and a tomorrow's scholar® program description (PDF).

For 529 plans, an investor's or a designated beneficiary's home state may offer state tax or other benefits that are only available for investments in that state's qualified tuition program. Please consider this before investing.

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Choosing between a traditional or Roth IRA?

Questions? Specialists are available 24 hours a day at 1-800-359-3379.

 

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