Invest Regularly
It's important to view investing as a process, not a one-time event. Often, one of the reasons we don't start investing sooner is because, after paying bills and spending money elsewhere, we don't think there's anything left over.
By making a habit of investing regularly you gain two major advantages.
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You help manage investment risk
When you invest regularly, you protect yourself against buying too much when prices are high and help reduce the temptation to sell at a bad time – i.e., when prices are low.
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You "Pay Yourself First"
A program of regular investment ensures that you attend to your long-term plan before you're tempted to spend your dollars on a short-term need. In addition, you can make sure you fully fund your IRA each year automatically.
These plans do not assure a profit and do not protect against loss in declining markets.
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