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Start Early

When you put money to work for you sooner, you let the power of compounding make a bigger contribution to your retirement investments. That's because your investment returns can build on each other – enough so that starting just ten years earlier can make a significant difference in your nest egg.

Starting Early Can Pay Off

This example shows the growth of an initial investment of $10,000 over 30 years versus a similar investment over 20 years, at an average annual return of 8%, compounded annually. This chart is for illustration only and does not predict or guarantee the performance of any Wells Fargo Advantage Fund®.

Don't despair if you're already well into your working years. Starting now is the best way to catch up. It's never too late to begin.

This example shows the growth of an initial investment of $10,000 over 30 years versus a similar investment over 20 years, at an average annual return of 8%, compounded annually. The extra ten years may nearly double your investment.

Back to chart.

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This Web site is accompanied by current prospectuses for Wells Fargo Advantage Funds®, an EdVestSM program description (PDF), and a tomorrow's scholar® program description (PDF).

For 529 plans, an investor's or a designated beneficiary's home state may offer state tax or other benefits that are only available for investments in that state's qualified tuition program. Please consider this before investing.

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©2010 Wells Fargo Funds Management, LLC. All rights reserved. EdVest and tomorrow's scholar are state-sponsored 529 college savings plans administered by the Wisconsin Office of the State Treasurer. Wells Fargo Funds Management, LLC, a wholly owned subsidiary of Wells Fargo & Company, provides investment advisory and administrative services for Wells Fargo Managed Account Services, Wells Fargo Advantage Funds, and the EdVest and tomorrow's scholar plans. Other affiliates of Wells Fargo & Company provide subadvisory and other services for the Funds. The Funds and shares in the 529 plans are distributed by Wells Fargo Funds Distributor, LLC, Member FINRA/SIPC, an affiliate of Wells Fargo & Company.

This Web site is for information purposes only and is not intended as a solicitation to sell or buy any security. Wells Fargo Advantage Funds are offered by prospectus and only to residents of the United States. Wells Fargo does not control or endorse and is not responsible for third-party Web sites to which this site links.

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Converting to a Roth IRA in 2010: A Unique Opportunity

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