Leave Your Assets Where They Are

If available, this is the simplest way to keep your retirement investments growing tax-deferred when you change jobs or retire. You can even leave your money invested just like it is, so you have no new decisions to make.

Limited Choices

Your investment choices will also be limited to those in the plan, so consider whether you've been happy with the investment performance and account servicing you've experienced. Also be aware that you may have to pay the plan expenses on your account.

Leaving your money right where it is may be one of the easiest choices for your retirement investments, but make sure you understand all the options before you decide which way to go. This one decision can have far-reaching effects on your financial future.

Advantages of Leaving Your Assets in Your Plan

• Avoids current income taxes, penalties, and the mandatory 20% withholding.
• Savings continue to grow tax deferred.
• Retain ability to rollover your funds at a later date.

Disadvantages of Leaving Your Assets in Your Plan

• Investment choices limited to employer's plan.
• Plan may limit withdrawals and exchanges between investments.
• You may have to pay plan expenses for your account.

Any tax or legal information provided is a summary of our current understanding and interpretation of the current income tax regulations and is not exhaustive. Investors should consult their tax advisor or legal counsel for advice and information concerning their specific situation.

This Web site is accompanied by current prospectuses for Wells Fargo Advantage Funds®, an EdVestSM program description (PDF), and a tomorrow's scholar® program description (PDF). For 529 plans, an investor's or a designated beneficiary's home state may offer state tax or other benefits that are only available for investments in that state's qualified tuition program. Please consider this before investing. Not FDIC Insured  •  No Bank Guarantee  •  May Lose Value ©2009 Wells Fargo Funds Management, LLC. All rights reserved. EdVest and tomorrow's scholar are state-sponsored 529 college savings plans administered by the Wisconsin Office of the State Treasurer. Wells Fargo Funds Management, LLC, a wholly owned subsidiary of Wells Fargo & Company, provides investment advisory and administrative services for Wells Fargo Managed Account Services, Wells Fargo Advantage Funds, and the EdVest and tomorrow's scholar plans. Other affiliates of Wells Fargo & Company provide subadvisory and other services for the Funds. The Funds and shares in the 529 plans are distributed by Wells Fargo Funds Distributor, LLC, Member FINRA/SIPC, an affiliate of Wells Fargo & Company. This Web site is for information purposes only and is not intended as a solicitation to sell or buy any security. Wells Fargo Advantage Funds are offered by prospectus and only to residents of the United States. Wells Fargo does not control or endorse and is not responsible for third-party Web sites to which this site links. Terms of Use | PRIVACY POLICY | Proxy Policies & Voting Records | Security Policy Wells Fargo Advantage Funds 1-800-359-3379