What is your tax return filing status?
	Married, Filing Jointly Married, Filing Separate

	If you are employed, are you an active participant in an employer-sponsored plan at work?
	Yes No

	If your spouse is employed, is he/she an active participant in an employer-sponsored plan at work?
	Yes No

	Do you plan on using an Education Savings Account to save for the education expenses of a beneficiary?
	Yes (Proceed to #5) No (Proceed to #6)

	Enter the number of beneficiaries. (Limited to 5 beneficiaries.)
	Name Age (Required)

	If you are filing jointly, what is the total adjusted gross annual income for you and your spouse? If you are filing separately, what is your adjusted gross annual income?
	$

	If you are filing jointly, what is your expected compensation (your earned income from your Form W-2) for you and your spouse? If you are filing separately, what is your expected compensation?
	$

	How many years do you plan on contributing to an IRA? years
	Contributions to a traditional IRA (other than a Roth or Education Savings Account) are not allowed for individuals greater than 70½ years of age, and withdrawals before age 59½ will be subject to a 10% early withdrawal penalty.

	What is your anticipated rate of return? Please enter a rate between 0% and 12%. Keep in mind, long term returns greater than 8% are less likely to be consistently achieved.
	%

Enter your expected marginal tax rate during the years contributing to the IRA. Please keep in mind that these ranges are subject to change. Select 10 15 25 28 33 35 39.6 % 2013 Federal Income Tax Brackets and Rates Single Return Married Filing Jointly Return Federal Tax Rate $0 – $8,925 $0 – $17,850 10% $8,925 – $36,250 $17,850 – $72,500 15% $36,250 – $87,850 $72,500 – $146,400 25% $87,850 – $183,250 $146,400 – $223,050 28% $183,250 – $398,350 $223,050 – $398,350 33% $398,350 – $400,000 $398,350 – $450,000 35% Over $400,000 Over $450,000 39.6%

	Enter your expected tax rate at retirement. Select 10 15 25 28 33 35 39.6 %