Adjusted Gross Income (AGI)1 Tax Deductibility of Contribution in 2012

Individual

Joint

Married, Filing Separately

Both Spouses Covered Both Spouses Not Covered Filing Jointly, Only One Spouse Covered

$58,000 and under

$92,000 and under

$0

Fully
Deductible
Fully
Deductible
AGI of
$173,000 and under,
Fully Deductible

$58,000 - $68,000

$92,000 - $112,000

Under $10,000

Partially
Deductible

Fully
Deductible

AGI of
$173,000-$183,000,
Partially Deductible

$68,000 and up

$112,000 and up

$10,000 and up

Not
Deductible
Fully
Deductible
AGI of
$183,000 and up,
Not Deductible

Adjusted Gross Income (AGI)1 Tax Deductibility of Contribution in 2013

Individual

Joint

Married, Filing Separately

Both Spouses Covered Both Spouses Not Covered Filing Jointly, Only One Spouse Covered

$59,000 and under

$95,000 and under

$0

Fully
Deductible
Fully
Deductible
AGI of
$178,000 and under,
Fully Deductible

$59,000 - $69,000

$95,000 - $115,000

Under $10,000

Partially
Deductible

Fully
Deductible

AGI of
$178,000-$188,000,
Partially Deductible

$69,000 and up

$115,000 and up

$10,000 and up

Not
Deductible
Fully
Deductible
AGI of
$188,000 and up,
Not Deductible

 

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