Roth IRA Analyzer

Are you one of the many investors who are wondering whether the Roth IRA makes sense for your portfolio? Now you can start getting personalized answers to your IRA questions. Our Roth IRA Analyzer will help you figure out your IRA eligibility and, based on your current financial status, compare the results of investing in a traditional IRA versus a Roth IRA. Follow the steps below and start getting the answers to your IRA questions.

1 To begin using the analyzer, click on the appropriate link below which best describes your tax filing status.
 
2 Next, enter your current financial information to see which IRAs you are eligible for and to determine your maximum contribution into each type of IRA.
 
3 Finally, the analyzer will provide you with comparative tables of the IRA(s) you are eligible for along with a variety of different investment scenarios. Please note that we are assuming you are making full annual IRA contributions of $4,000.

What is your tax filing status?

Single  Married

This calculator may offer some initial answers, but we encourage you to meet with your financial planner or tax advisor for advice and information concerning your particular situation and that of your household. This calculator does not take into effect inflation and salary increases.

Please consider the following limitations regarding the corresponding IRAs and calculations.

The tools and calculators provided are for educational and illustrative purposes only. They are presented as a convenience and are not intended to provide financial advice. Please consult with a financial advisor regarding your unique situation.

Any tax or legal information provided is a summary of our current understanding and interpretation of the current income tax regulations and is not exhaustive. Investors should consult their tax advisor or legal counsel for advice and information concerning their specific situation.


This Web site is accompanied by current prospectuses for Wells Fargo Advantage Funds®, an EdVestSM program description (PDF), and a tomorrow's scholar® program description (PDF).

For 529 plans, an investor's or a designated beneficiary's home state may offer state tax or other benefits that are only available for investments in that state's qualified tuition program. Please consider this before investing.

Not FDIC Insured  •  No Bank Guarantee  •  May Lose Value

©2009 Wells Fargo Funds Management, LLC. All rights reserved. EdVest and tomorrow's scholar are state-sponsored 529 college savings plans administered by the Wisconsin Office of the State Treasurer. Wells Fargo Funds Management, LLC, a wholly owned subsidiary of Wells Fargo & Company, provides investment advisory and administrative services for Wells Fargo Managed Account Services, Wells Fargo Advantage Funds, and the EdVest and tomorrow's scholar plans. Other affiliates of Wells Fargo & Company provide subadvisory and other services for the Funds. The Funds and shares in the 529 plans are distributed by Wells Fargo Funds Distributor, LLC, Member FINRA/SIPC, an affiliate of Wells Fargo & Company.

This Web site is for information purposes only and is not intended as a solicitation to sell or buy any security. Wells Fargo Advantage Funds are offered by prospectus and only to residents of the United States. Wells Fargo does not control or endorse and is not responsible for third-party Web sites to which this site links.

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