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tomorrow's scholar Enrollment-Based Options

The Enrollment-Based investment tracks simplify your life by automatically moving your investment to more conservative portfolios as your child nears enrollment. Three series of portfolios are offered: the Aggressive Growth Track, Moderate Growth Track, and Conservative Growth Track. Each has a different allocation of stock and bond funds to match your risk tolerance and investment objective. Click on the pie charts below to view the underlying funds.

Years-to-College Aggressive Growth Track Portfolios Moderate Growth Track Portfolios Conservative Growth Track Portfolios
10 or more New Window: Aggressive Growth Portfolio - 77% domestic stocks, 13% international stocks, 10% bond funds New Window: Aggressive Growth Portfolio - 77% domestic stocks, 13% international stocks, 10% bond funds New Window: Aggressive Growth Portfolio - 77% domestic stocks, 13% international stocks, 10% bond funds
7 to 9 New Window: Growth Portfolio - 64% domestic stocks, 11% international stocks, 25% bond funds New Window: Moderate Growth Portfolio - 51% domestic stocks, 9% international stocks, 40% bond funds New Window: Balanced Portfolio - 43% domestic stocks, 7% international stocks, 50% bond funds
4 to 6 New Window: Moderate Growth Portfolio - 51% domestic stocks, 9% international stocks, 40% bond funds New Window: Balanced Portfolio - 43% domestic stocks, 7% international stocks, 50% bond funds New Window - Conservative Portfolio - 30% domestic stocks, 5% international stocks, 65% bond funds
1 to 3 New Window: Balanced Portfolio - 43% domestic stocks, 7% international stocks, 50% bond funds New Window: Conservative Portfolio - 30% domestic stocks, 5% international stocks, 65% bond funds New Window: Income Portfolio - 17% domestic stocks, 3% international stocks, 80% bond funds
In College New Window: Income Portfolio - 17% domestic stocks, 3% international stocks, 80% bond funds New Window: Ultra-Conservative Portfolio - 100% money market funds New Window: Ultra-Conservative Portfolio - 100% money market funds

International Stock Funds International Stock Funds     Domestic Stock Funds Domestic Stock Funds     Bond Funds Bond Funds     Money Market Funds Money Market Funds

An investment in the Ultra-Conservative Portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Ultra-Conservative Portfolio seeks to preserve the value of your investment at $10.00 per share, it is possible to lose money by investing in it.

tomorrow's scholar portfolios may invest in stock and bond investments. Stock investment values fluctuate in response to the activities of individual companies and general market and economic conditions. Bond investment values fluctuate in response to the financial condition of individual issuers, general market and economic conditions, and changes in interest rates. In general, when interest rates rise, bond investment values fall and investors may lose principal value. Consult a program description for additional information on these and other risks.

Not FDIC Insured  •  No Bank Guarantee  •  May Lose Value