The Enrollment-Based investment tracks simplify your life by automatically moving your investment to more conservative portfolios as your child nears enrollment. Three series of portfolios are offered: the Aggressive Growth Track, Moderate Growth Track, and Conservative Growth Track. Each has a different allocation of stock and bond funds to match your risk tolerance and investment objective. Click on the pie charts below to view the underlying funds.
Years-to-College
Aggressive Growth Track Portfolios
Moderate Growth Track Portfolios
Conservative Growth Track Portfolios
10 or more
7 to 9
4 to 6
1 to 3
In College
International Stock Funds
Domestic Stock Funds
Bond Funds
Money Market Funds
Note: Principal and earnings on these investments are not guaranteed.
Account values will fluctuate. All portfolios also have the ability, at the
investment managers discretion, to invest up to 5% of assets in cash or
cash-type securities (high-quality, short-term debt securities issued by corporations,
financial institutions, the U.S. government, or foreign governments) to cover
withdrawal requests.
An investment in the Ultra-Conservative Portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Ultra-Conservative Portfolio seeks to preserve the value of your investment at $10.00 per share, it is possible to lose money by investing in it.
tomorrow's scholar portfolios may invest in stock and bond investments. Stock investment values fluctuate in response to the activities of individual companies and general market and economic conditions. Bond investment values fluctuate in response to the financial condition of individual issuers, general market and economic conditions, and changes in interest rates. In general, when interest rates rise, bond investment values fall and investors may lose principal value. Consult a program description for additional information on these and other risks.