Administration Fee	Weighted Average Underlying Investment Expense1	Expense Ratio2
Aggressive Growth	0.30%	0.87%	1.42%
Growth	0.30%	0.80%	1.36%
Moderate Growth	0.30%	0.74%	1.30%
Balanced	0.30%	0.69%	1.25%
Conservative	0.30%	0.62%	1.17%
Income	0.30%	0.56%	1.11%
Ultra-Conservative	0.25%	0.20%	0.71%

¹Weighted Average Underlying Investment Expense is based on a weighted average of each underlying investment and fund's expense ratio, as reported in the current underlying fund prospectus as of the date noted above. Changes in the expense ratios of the underlying funds may result in actual Portfolio expense ratios being higher or lower than those in the current program description.

²Includes a 0.0011% audit fee and a total trail expense of 0.25%.

	Administration Fee	Weighted Average Underlying Investment Expense1	Expense Ratio2
Aggressive Growth	0.30%	0.87%	2.12%
Growth	0.30%	0.80%	2.06%
Moderate Growth	0.30%	0.74%	2.00%
Balanced	0.30%	0.69%	1.95%
Conservative	0.30%	0.62%	1.87%
Income	0.30%	0.56%	1.81%
Ultra-Conservative	0.25%	0.20%	1.41%

¹Weighted Average Underlying Investment Expense is based on a weighted average of each underlying investment and fund's expense ratio, as reported in the current underlying fund prospectus as of the date noted above. Changes in the expense ratios of the underlying funds may result in actual Portfolio expense ratios being higher or lower than those in the current program description.

²Includes a 0.0011% audit fee and a total trail expense of 0.95%.

	Administration Fee	Weighted Average Underlying Investment Expense1	Expense Ratio2
Aggressive Growth	0.30%	0.87%	2.17%
Growth	0.30%	0.80%	2.11%
Moderate Growth	0.30%	0.74%	2.05%
Balanced	0.30%	0.69%	2.00%
Conservative	0.30%	0.62%	1.92%
Income	0.30%	0.56%	1.86%
Ultra-Conservative	0.25%	0.20%	0.71%

¹Weighted Average Underlying Investment Expense is based on a weighted average of each underlying investment and fund's expense ratio, as reported in the current underlying fund prospectus as of the date noted above. Changes in the expense ratios of the underlying funds may result in actual Portfolio expense ratios being higher or lower than those in the current program description.

²Includes a 0.0011% audit fee and a total trail expense of 1.00% (0.25% for the Ultra-Conservative Portfolio).

Service and Transaction Fees
Annual Maintenance Fee: $20 for non-Wisconsin residents. Waived when account owner or beneficiary is a Wisconsin resident. Annual fees for non-Wisconsin residents are waived for accounts with a balance greater than $25,000, or if there is an AIP or payroll direct deposit active for 12 prior months or since the account was opened.

Transaction-Based Fees: Certain transaction fees, including a $25 fee for every returned check and rejected AIP or EFT purchase, may be charged. Additional fees may apply for other services you request. Service and transaction fees are subject to change without notice. Unless otherwise stated, all fees shall be charged against the account. The Board and the Program Manager may waive any fee if it is determined that circumstances warrant such waiver.

A program of regular investment cannot assure a profit or protect against a loss in a declining market.

An investment in the Ultra-Conservative Portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Ultra-Conservative Portfolio seeks to preserve the value of your investment at $10.00 per share, it is possible to lose money by investing in it.

tomorrow's scholar portfolios may invest in stock and bond investments. Stock investment values fluctuate in response to the activities of individual companies and general market and economic conditions. Bond investment values fluctuate in response to the financial condition of individual issuers, general market and economic conditions, and changes in interest rates. In general, when interest rates rise, bond investment values fall and investors may lose principal value. Consult a program description for additional information on these and other risks.