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tomorrow's scholar Fixed Allocation Options

You may choose to have your Plan contributions invested in one of tomorrow's scholar Fixed Options. Each option is made up of several funds to provide a diversified portfolio in a single account. You can select a portfolio based on your personal risk tolerance or the length of time until your child starts college.

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Aggressive Growth Portfolio (90% Equity)
Aggressive Growth Portfolio: 77% domestic equity, 13% international equity, 10% fixed income
International Equity International Equity – MSCI EAFE Index1
  13% Harbor International Fund2
 
Domestic Equity Domestic Equity – Russell 3000 Index3
  10% Columbia Marsico Growth Fund4
10% RiverSource Diversified Equity Income Fund5
10% Wells Fargo Advantage Capital Growth Fund6
  9% Wells Fargo Advantage Diversified Small Cap Fund7
10% Wells Fargo Advantage Growth Fund6
  9% Wells Fargo Advantage Mid Cap Disciplined Fund6
  9% Wells Fargo Advantage Opportunity FundSM,7
10% Wells Fargo Advantage U.S. Value Fund7
 
Fixed Income Fixed Income – Barclays Capital Aggregate Bond Index8
 

  5% ING Intermediate Bond Fund9
  5% Wells Fargo Advantage Total Return Bond Fund6
 

Growth Portfolio (75% Equity)
Growth Portfolio: 64% domestic equity, 11% international equity, 25% fixed income
International Equity International Equity – MSCI EAFE Index1
  11% Harbor International Fund2
 
Domestic Equity Domestic Equity – Russell 3000 Index3
    8% Columbia Marsico Growth Fund4
  8% RiverSource Diversified Equity Income Fund5
  8% Wells Fargo Advantage Capital Growth Fund6
  7% Wells Fargo Advantage Diversified Small Cap Fund7
  9% Wells Fargo Advantage Growth Fund6
  8% Wells Fargo Advantage Mid Cap Disciplined Fund6
  7% Wells Fargo Advantage Opportunity Fund7
  9% Wells Fargo Advantage U.S. Value Fund7
 
Fixed Income Fixed Income – Barclays Capital Aggregate Bond Index8
 

10% ING Intermediate Bond Fund9
  6% Wells Fargo Advantage Total Return Bond Fund6
  9% Wells Fargo Advantage Income Plus Fund6  

Moderate Growth Portfolio (60% Equity)
Moderate Growth Portfolio: 51% domestic equity, 9% international equity, 40% fixed income
International Equity International Equity – MSCI EAFE Index1
    9% Harbor International Fund2
 
Domestic Equity Domestic Equity – Russell 3000 Index3
    6% Columbia Marsico Growth Fund4
  7% RiverSource Diversified Equity Income Fund5
  6% Wells Fargo Advantage Capital Growth Fund6
  6% Wells Fargo Advantage Diversified Small Cap Fund7
  7% Wells Fargo Advantage Growth Fund6
  6% Wells Fargo Advantage Mid Cap Disciplined Fund6
  6% Wells Fargo Advantage Opportunity Fund7
  7% Wells Fargo Advantage U.S. Value Fund7
 
Fixed Income Fixed Income – Barclays Capital Aggregate Bond Index8
 

15% ING Intermediate Bond Fund9
15% Wells Fargo Advantage Income Plus Fund6
10% Wells Fargo Advantage Total Return Bond Fund6
 

Balanced Portfolio (50% Equity)
Balanced Portfolio: 43% domestic equity, 7% international equity, 50% fixed income
International Equity International Equity – MSCI EAFE Index1
    7% Harbor International Fund2
 
Domestic Equity Domestic Equity – Russell 3000 Index3
    5% Columbia Marsico Growth Fund4
  6% RiverSource Diversified Equity Income Fund5
  5% Wells Fargo Advantage Capital Growth Fund6
  5% Wells Fargo Advantage Diversified Small Cap Fund7
  6% Wells Fargo Advantage Growth Fund6
  5% Wells Fargo Advantage Mid Cap Disciplined Fund6
  5% Wells Fargo Advantage Opportunity Fund7
  6% Wells Fargo Advantage U.S. Value Fund7
 
Fixed Income Fixed Income – Barclays Capital Aggregate Bond Index8
 

19% ING Intermediate Bond Fund9
18% Wells Fargo Advantage Income Plus Fund6
13% Wells Fargo Advantage Total Return Bond Fund6
 

Conservative Portfolio (35% Equity)
Conservative Portfolio: 30% domestic equity, 5% international equity, 65% fixed income
International Equity International Equity – MSCI EAFE Index1
    5% Harbor International Fund2
 
Domestic Equity Domestic Equity – Russell 3000 Index3
    4% RiverSource Diversified Equity Income Fund5
  6% Wells Fargo Advantage Capital Growth Fund6
  3% Wells Fargo Advantage Diversified Small Cap Fund7
  5% Wells Fargo Advantage Growth Fund6
  3% Wells Fargo Advantage Mid Cap Disciplined Fund6
  4% Wells Fargo Advantage Opportunity Fund7
  5% Wells Fargo Advantage U.S. Value Fund7
 
Fixed Income Fixed Income – Barclays Capital Aggregate Bond Index8
 

24% ING Intermediate Bond Fund9
24% Wells Fargo Advantage Income Plus Fund6
17% Wells Fargo Advantage Total Return Bond Fund6
 

Income Portfolio (20% Equity)
Income Portfolio: 17% domestic equity, 3% international equity, 80% fixed income
International Equity International Equity – MSCI EAFE Index1
    3% Harbor International Fund2
 
Domestic Equity Domestic Equity – Russell 3000 Index3
    3% RiverSource Diversified Equity Income Fund5
  3% Wells Fargo Advantage Capital Growth Fund6
  3% Wells Fargo Advantage Growth Fund6
  4% Wells Fargo Advantage Opportunity Fund7
  4% Wells Fargo Advantage U.S. Value Fund7
 
Fixed Income Fixed Income – Barclays Capital Aggregate Bond Index8
 

30% ING Intermediate Bond Fund9
30% Wells Fargo Advantage Income Plus Fund6
20% Wells Fargo Advantage Total Return Bond Fund6
 

Ultra-Conservative Portfolio
Ultra-Conservative Portfolio: 100% money market funds
Money Market Funds Money Market Funds
  100%  Wells Fargo Advantage Heritage Money Market FundSM,6
 

For a list of portfolio expenses, click here.

An investment in the Ultra-Conservative Portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Ultra-Conservative Portfolio seeks to preserve the value of your investment at $10.00 per share, it is possible to lose money by investing in it.

tomorrow's scholar portfolios may invest in stock and bond investments. Stock investment values fluctuate in response to the activities of individual companies and general market and economic conditions. Bond investment values fluctuate in response to the financial condition of individual issuers, general market and economic conditions, and changes in interest rates. In general, when interest rates rise, bond investment values fall and investors may lose principal value. Consult a program description for additional information on these and other risks. There is no guarantee that an account will grow enough to cover higher education expenses.

Diversification does not assure or guarantee better performance and cannot eliminate the risk of investment losses.

Not FDIC Insured  •  No Bank Guarantee  •  May Lose Value