tomorrow's scholar College Savings PlanClick here to skip navigation.Click here to view site map.
 

Secure Account Access Login
Go

Quarter-End Performance

Printer Friendly

Performance for Class A Shares Purchased Into Accounts Opened After 9-9-05
Portfolios CUSIP   Year To Date (YTD) Total Returns and
Average Annual Total Returns Net Expenses
as of 12-31-2009 (in %)
Expense
Ratio %1
YTD* 1 Yr 3 Yr 5 Yr 10 Yr Life
Aggressive Growth
Inception: 05-15-01
89008P109 NAV 31.40 31.40 -3.14 1.80 -- 1.46 1.45
POP   23.85 -5.04 0.61 -- 0.77  
Growth
Inception: 05-15-01
89008P133 NAV 27.96 27.96 -1.38 2.48 -- 2.35 1.38
POP   20.60 -3.31 1.28 -- 1.65  
Moderate Growth
Inception: 05-15-01
89008P166 NAV 23.97 23.97 -0.05 2.76 -- 2.78 1.32
POP   16.84 -2.01 1.55 -- 2.07  
Balanced
Inception: 05-15-01
89008P190 NAV 21.85 21.85 0.78 2.78 -- 2.77 1.27
POP   14.84 -1.19 1.57 -- 2.06  
Conservative
Inception: 05-15-01
89008P224 NAV 19.39 19.39 2.33 3.46 -- 3.63 1.19
POP   14.01 0.77 2.51 -- 3.08  
Income
Inception: 05-15-01
89008P257 NAV 15.93 15.93 3.40 3.67 -- 3.82 1.12
POP   10.71 1.83 2.72 -- 3.27  
Ultra-Conservative2
Inception: 09-09-05
89008P281 NAV 0.12 0.12 2.14 -- -- 2.52 0.71
POP   0.12 2.14 -- -- 2.52  

Performance for Class A Shares Purchased Into Accounts Opened Prior to 9-9-05
Portfolios CUSIP   Year To Date (YTD) Total Returns and
Average Annual Total Returns Net Expenses
as of 12-31-2009 (in %)
Expense
Ratio %1
YTD* 1 Yr 3 Yr 5 Yr 10 Yr Life
Aggressive Growth
Inception: 05-15-01
89008P109 NAV 31.40 31.40 -3.14 1.80 -- 1.47 1.45
POP   26.80 -4.29 1.08 -- 1.05  
Growth
Inception: 05-15-01
89008P133 NAV 27.96 27.96 -1.38 2.48 -- 2.35 1.38
POP   23.48 -2.54 1.75 -- 1.93  
Moderate Growth
Inception: 05-15-01
89008P166 NAV 23.97 23.97 -0.05 2.76 -- 2.78 1.32
POP   19.63 -1.23 2.03 -- 2.36  
Balanced
Inception: 05-15-01
89008P190 NAV 21.85 21.85 0.78 2.78 -- 2.77 1.27
POP   17.58 -0.41 2.05 -- 2.35  
Conservative
Inception: 05-15-01
89008P224 NAV 19.39 19.39 2.33 3.46 -- 3.64 1.19
POP   15.21 1.13 2.73 -- 3.21  
Income
Inception: 05-15-01
89008P257 NAV 15.93 15.93 3.40 3.67 -- 3.83 1.12
POP   11.87 2.18 2.93 -- 3.40  
Ultra-Conservative2
Inception: 09-09-05
89008P281 NAV 0.12 0.12 2.14 -- -- 2.52 0.71
POP   0.12 2.14 -- -- 2.52  

Figures quoted represent past performance, which is no guarantee of future results. Investment return, principal value and yields of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Performance shown without sales charges would be lower if sales charges were reflected. Current performance may be lower or higher than the performance data quoted. Click here for current month-end performance.

Public offering price (POP) shows the performance of the portfolio including any sales charges. Net asset value (NAV) shows the performance of the portfolio excluding any sales charges.

For Class A shares, the maximum sales charge is 5.75% for the growth and balanced Portfolios, and 4.5% for the bond Portfolios, which is effective for accounts opened after September 9, 2005. The maximum sales charge for growth, balanced, and bond Portfolio accounts opened prior to September 9, 2005 is 3.50%. Effective 12/1/2009 the 2.00% sales charge for Class A shares of the Ultra-Conservative Portfolio has been eliminated.

*Returns for periods of less than one year are not annualized and do not include the effect of sales charges.

Printer Friendly
Portfolios CUSIP   Year To Date (YTD) Total Returns and
Average Annual Total Returns Net Expenses
as of 12-31-2009 (in %)
Expense
Ratio %1
YTD* 1 Yr 3 Yr 5 Yr 10 Yr Life
Aggressive Growth
Inception: 05-15-01
89008P117 NAV 30.41 30.41 -3.85 1.10 -- 0.87 2.15
POP   29.41 -4.21 0.91 -- 0.87  
Growth
Inception: 05-15-01
89008P141 NAV 27.03 27.03 -2.07 1.77 -- 1.74 2.08
POP   26.03 -2.42 1.58 -- 1.74  
Moderate Growth
Inception: 05-15-01
89008P174 NAV 23.17 23.17 -0.77 2.04 -- 2.15 2.02
POP   22.17 -1.11 1.86 -- 2.15  
Balanced
Inception: 05-15-01
89008P208 NAV 21.01 21.01 0.08 2.08 -- 2.16 1.97
POP   20.01 -0.25 1.89 -- 2.16  
Conservative
Inception: 05-15-01
89008P232 NAV 18.54 18.54 1.61 2.73 -- 3.01 1.89
POP   17.54 1.28 2.55 -- 3.01  
Income
Inception: 05-15-01
89008P265 NAV 15.14 15.14 2.69 2.95 -- 3.21 1.82
POP   14.14 2.37 2.77 -- 3.21  
Ultra-Conservative2
Inception: 09-09-05
89008P299 NAV 0.02 0.02 1.63 -- -- 1.95 1.41
POP   -0.98 1.31 -- -- 1.73  

Figures quoted represent past performance, which is no guarantee of future results. Investment return, principal value and yields of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Performance shown without sales charges would be lower if sales charges were reflected. Current performance may be lower or higher than the performance data quoted. Click here for current month-end performance.

Public offering price (POP) shows the performance of the portfolio including any sales charges. Net asset value (NAV) shows the performance of the portfolio excluding any sales charges.

For Class B shares, the maximum applicable contingent deferred sales charge is 1.00%, and is eliminated after year six.

*Returns for periods of less than one year are not annualized and do not include the effect of sales charges.

Class B shares are closed to new accounts and to additional contributions.

Printer Friendly
Portfolios CUSIP   Year To Date (YTD) Total Returns and
Average Annual Total Returns Net Expenses
as of 12-31-2009 (in %)
Expense
Ratio %1
YTD* 1 Yr 3 Yr 5 Yr 10 Yr Life
Aggressive Growth
Inception: 05-15-01
89008P125 NAV 30.53 30.53 -3.86 1.06 -- 0.78 2.20
POP   29.53 -3.86 1.06 -- 0.78  
Growth
Inception: 05-15-01
89008P158 NAV 27.07 27.07 -2.11 1.72 -- 1.63 2.13
POP   26.07 -2.11 1.72 -- 1.63  
Moderate Growth
Inception: 05-15-01
89008P182 NAV 23.16 23.16 -0.83 1.98 -- 2.05 2.07
POP   22.16 -0.83 1.98 -- 2.05  
Balanced
Inception: 05-15-01
89008P216 NAV 20.87 20.87 0.06 2.03 -- 2.07 2.02
POP   19.87 0.06 2.03 -- 2.07  
Conservative
Inception: 05-15-01
89008P240 NAV 18.54 18.54 1.56 2.69 -- 2.89 1.94
POP   17.54 1.56 2.69 -- 2.89  
Income
Inception: 05-15-01
89008P273 NAV 15.12 15.12 2.64 2.89 -- 3.11 1.87
POP   14.12 2.64 2.89 -- 3.11  
Ultra-Conservative2
Inception: 09-09-05
89008P307 NAV 0.02 0.02 1.60 -- -- 1.92 0.71
POP   0.02 1.60 -- -- 1.92  

Figures quoted represent past performance, which is no guarantee of future results. Investment return, principal value and yields of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Performance shown without sales charges would be lower if sales charges were reflected. Current performance may be lower or higher than the performance data quoted. Click here for current month-end performance.

Public offering price (POP) shows the performance of the portfolio including any sales charges. Net asset value (NAV) shows the performance of the portfolio excluding any sales charges.

For Class C shares, the maximum applicable contingent deferred sales charge (CDSC) is 1.00%, and is eliminated after 12 months. Effective 12/1/2009, the CDSC fee for the Ultra-Conservative Portfolio has been eliminated on all new shares purchased. Performance shown for the Ultra-Conservative Portfolio does not reflect the elimination of this fee.

*Returns for periods of less than one year are not annualized and do not include the effect of sales charges.

Enrollment-Based Tracks
To find your performance for a Enrollment-Based investment track, identify your portfolio below, then refer to the chart above. For example, if you are invested in the Aggressive Growth track and your child has 7-9 years before they enter college then you are currently invested in the Growth Portfolio.

Years-to-College
Aggressive Growth Track Portfolios
Moderate Growth Track Portfolios
Conservative Growth Track Portfolios
10 or more
Aggressive Growth
Aggressive Growth
Aggressive Growth
7 to 9
Growth
Moderate Growth
Balanced
4 to 6
Moderate Growth
Balanced
Conservative
1 to 3
Balanced
Conservative
Income
In College
Income
Ultra-Conservative
Ultra-Conservative

An investment in the Ultra-Conservative Portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Ultra-Conservative Portfolio seeks to preserve the value of your investment at $10.00 per share, it is possible to lose money by investing in it.

tomorrow's scholar portfolios may invest in stock and bond investments. Stock investment values fluctuate in response to the activities of individual companies and general market and economic conditions. Bond investment values fluctuate in response to the financial condition of individual issuers, general market and economic conditions, and changes in interest rates. In general, when interest rates rise, bond investment values fall and investors may lose principal value. Consult a program description for additional information on these and other risks.

Not FDIC Insured  •  No Bank Guarantee  •  May Lose Value